If employee health plans and benefits and are becoming a burden on your small business consider a professional employer organization. Because PEO’s group the employees from numerous small businesses they can receive larger group rates form insurance companies and the savings get passed on to you. A PEO will handle the administration for health plans. Group Health Plans are offered by some PEO’s while others may offer individual health plans depending on what may suit your business better. As with anything there are advantages and disadvantages with both.